The following Data Security and Privacy Policy outlines netLoan Funding, LLC’s (hereinafter “netLoan Funding” or “netLoan”) policy with respect to any non-public, personal information you may submit to us. By using this site you signify your agreement with the privacy and data security terms set forth below
   
Data Security
   
  netLoan Funding’s data security systems use Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized parties from viewing any personal information that you voluntarily provide to us. netLoan Funding’s data security systems are certified by GeoTrust.
   
  All information you provide to us is stored on secure servers located in the United States, and is only made available to netLoan Funding employees and affiliated service providers on a need to know basis.
   
Privacy In General
   
  YOUR PRIVACY IS VERY IMPORTANT TO US.  NETLOAN FUNDING WILL NOT SHARE YOUR PERSONAL INFORMATION WITH ANYONE IN VIOLATION OF ANY LAW OR IN A MANNER CONTRARY TO THE TERMS SET FORTH IN THIS POLICY.
   
  netLoan Funding limits the collection and use of customer information to the minimum necessary to provide you with superior services and to administer our business.
   
  In the event you become aware of any unauthorized disclosure of personal information you provide to netLoan Funding, we ask that you contact us by e-mailing netLoan Funding at rfleisher@netloanfunding.com.
   
  This privacy and data security policy applies only to non-public, personal information you provide online to the web site maintained and operated by netLoan Funding (“the Site”) and not to any information you provide to lenders or other third parties that are linked to netLoan Funding’s web site. For information regarding the privacy policies of lenders or other third parties who are linked to the netLoan Funding web site, please consult the privacy and data security policies that are posted at each lender or third party web site.
   
  netLoan Funding reserves the right to change or amend our privacy policies at any time and notice of such changes will be provided in accordance with applicable laws or regulations
   
Information Collected by netLoan Funding
   
  Non-Personal or Automatically Collected Information
  In general, you may browse the Site without revealing any personal information. In order to, among other things, provide you with better service and improve the functionality of our Site, we may automatically collect and store information about how visitors such as yourself use our Site, including what URL you came from, what features of our Site are the most popular, and what URL you choose to go to after departing our Site. Data collection devices such as cookies may be employed on certain pages of the Site to assist us in improving our web page flow, rating our web pages, or to otherwise improve our services to you. We do not control the use of cookies by any lenders or other third parties that may be linked to our Site.
   
  Information You Voluntarily Provide
  In the event a visitor to the netLoan Funding Site voluntarily provides us with personal information in connection with obtaining a loan or other financial product from a lender, such visitor consents to our storage of such information in our systems and the transfer of such personal information to lenders for purposes of obtaining a financial product.
   
  Information voluntarily provided by you to netLoan Funding  may also be used by netLoan  to inform you of new services or promotional offers, or to conduct surveys about your experience with the netLoan Funding service or with third party lender(s). The aim of such customer surveys is to provide you with the best possible user experience and to determine the effectiveness of netLoan Funding’s Participating Lenders.  netLoan Funding may also collect and store personal information you provide when you contact us with a question or suggestion, for the purpose of improving our customer service.
   
Information Sharing
   
  In general, and as more fully set forth below, we will only share your personal, non-public information with individuals or companies that are involved in the provision of financial services to you, to further a sale, purchase or lease of any item by (or from) you over the internet, to assist netLoan Funding with its business operations, to improve customer service, to provide you with information about netLoan Funding’s products or services, or to respond to verified requests from law enforcement or other governmental officials in connection with suspected illegal activity.
   
  With Lenders
  Information voluntarily provided by you or collected from other sources in connection with a proposed transaction may be shared by netLoan Funding pursuant to marketing agreements with lenders for the purpose of obtaining, processing or servicing your loan or other financial product and/or effecting your sale or purchase of items over the internet.
   
  While netLoan Funding chooses its third party lenders carefully to ensure the best possible user experience, netLoan Funding makes no representations or warranties with respect to how lenders will treat your personal information and we strongly advise you to consult each lender’s privacy policy. Information voluntarily provided by you to lenders may be shared by such lenders with netLoan Funding in order to improve our services to you, but only as permitted by applicable law.
   
  With Affiliated Service Providers
  Information that resides on netLoan Funding’s system may be accessible to service providers who have contracted with netLoan Funding to assist us in our business operations, such as customer service, application and transaction processing, web site design and data hosting or security.
   
  To Prevent Fraud Or Other Illegal Activities
  Information that resides on netLoan Funding’s systems may be shared to prevent activities that potentially violate applicable laws or regulations, to respond to legal requirements or criminal investigations, and to detect and prevent illegal activities such as fraud.
   
  In the Event of Acquisition or Merger
  Information maintained on netLoan Funding’s systems may be shared with other businesses in connection with any proposed or actual merger or acquisition, provided that any new entity formed as a result of such merger or acquisition agrees to abide by the terms of the most current netLoan Funding privacy and security policy.
   
Promotional Materials From netLoan Funding
   
  In the event you provide netLoan Funding or one of its Participating Lenders with your email address, netLoan Funding may email you to advise you of new products and services available through netLoan Funding. You may opt out of receiving such promotional or marketing materials by e-mailing netLoan Funding at rfleisher@netloanfunding.com.
   
  Last Updated January 1, 2008